Insurance: health insurers; coverage for step therapy; modify. Amends sec. 3406t of 1956 PA 218 (MCL 500.3406t).

Summary

The bill forces health insurers and health‑maintenance organizations to let patients, doctors, and pharmacists line up refill dates for multiple chronic prescriptions when certain criteria are met. It also sets strict standards for step‑therapy protocols, demanding evidence‑based guidelines, conflict‑of‑interest safeguards, public access to the criteria, and rapid approval of exceptions. The changes aim to improve medication adherence and protect patients from unnecessary treatment delays.

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