An Act To Require Health Insurance Coverage For Specialized Risk Screening For First Responders

Summary

The law mandates that health insurance plans in Maine must pay for certain cancer, blood, imaging, inflammation, and nutrition tests for first responders when a provider deems them medically appropriate. It bars insurers from denying coverage, requiring prior authorization (except limited verification), or charging out‑of‑pocket costs, except for high‑deductible plans linked to health savings accounts under federal rules. The change takes effect for policies issued or renewed on or after Jan. 1, 2027.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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