Financial Institutions - Digital Assets and Digital Asset Staking - Regulation (Maryland Financial Innovation Act of 2026)

Summary

The bill prevents Maryland agencies and local governments from prohibiting or limiting activities such as paying with digital assets, holding them in personal wallets, running blockchain nodes, transferring assets, or participating in staking. It also clarifies that offering staking as a service is not an investment contract, so it is not subject to the state's securities filing requirements. The measure aims to promote innovation while preserving existing consumer‑protection and money‑transmission oversight.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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