HB 795·MD·house
Health Insurance - Artificial Intelligence - Grievance Process and Reporting (AI Health Insurance Accountability Act of 2026)
WithdrawnFiled Feb 4, 2026
Sponsor: Wu
Latest Action
In the House - Unfavorable Report by Health; Withdrawn
Feb 23, 2026
Summary
The bill would obligate health‑insurance carriers to include a human review step for any grievance that arises from an adverse decision made using artificial intelligence, algorithms, or similar software tools. It also mandates quarterly reports on AI‑related grievances and, when a high percentage of AI decisions are contested, a model‑review of the AI system. The aim is to increase transparency and accountability for AI use in health‑insurance decisions.
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