CIVIL/DAMAGES: Creates CARE Accounts for certain damages arising from delictual actions

Summary

The bill orders insurers that a court tells to pay a judgment to deposit the money into a special CARE Account that the plaintiff can use only for qualifying medical expenses. It applies to most delictual (tort) actions but excludes intentional torts, medical malpractice, sexual assault, Medicare set‑aside cases, and a few other categories. The account is managed by a financial institution and a third‑party administrator, and any leftover funds after the plaintiff’s death are returned to the insurers.

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