Enacting the Kansas short-term, limited duration insurance act; establishing definitions, disclosure, premiums, renewal and underwriting requirements relating thereto and authorizing the commissioner of insurance to adopt rules and regulations to implement and oversee the act.
Died in Committee
Summary
The bill defines short‑term limited‑duration health policies, limits their term to 364 days, and allows renewal for up to 36 months or the federal maximum. It requires insurers to give bold, 12‑point disclosures that the plans do not cover all essential health benefits and to obtain the applicant’s signature. It also bars higher premiums based on an individual’s health status and lets the insurance commissioner write detailed rules.
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