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SB 3259·IL·senate

CONSUMERS-MEDICAL DEBT REPORTS

In CommitteeFiled Feb 3, 2026
Sponsor: Christopher Belt
Latest Action

Rule 3-9(a) / Re-referred to Assignments

Mar 13, 2026

Summary

The bill stops lenders and others from treating medical debt as a negative factor in credit decisions and bars reporting agencies from including medical debt information on credit reports. It also makes any medical debt unenforceable if the creditor or their agent knowingly reports it. The goal is to protect consumers from credit damage caused by medical bills.

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