SF 2196·IA·senate
A bill for an act relating to a waiting period before settling motor vehicle insurance claims.
In CommitteeFiled Feb 4, 2026
Sponsor: WEBSTER
Latest Action
Subcommittee recommends amendment and passage.
Feb 17, 2026
Summary
The bill adds a new rule that an insurance company cannot settle or try to settle a motor‑vehicle claim until at least 72 hours after the incident. It also sets penalties—including fines and possible license suspension—for insurers that violate the rule. The measure aims to give insurers time to investigate claims before making a settlement.
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