A bill for an act relating to insurance coverage for prescription insulin drugs.

Summary

The bill forces most private health insurance policies that cover drugs to cap any out‑of‑pocket cost for a 31‑day supply of insulin at $25, no matter which type of insulin is used. It applies to individual and group health, accident, and HMO plans issued or renewed after Jan. 1, 2027, while excluding many limited or supplemental policies. The Iowa Insurance Commissioner will write rules to enforce the limit.

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