URGING THE INSURANCE DIVISION OF THE DEPARTMENT OF COMMERCE AND CONSUMER AFFAIRS AND DEPARTMENT OF THE ATTORNEY GENERAL TO CONVENE A WORKING GROUP TO IDENTIFY FEASIBLE OPTIONS AND MECHANISMS TO PROTECT THE STATE AND ITS RESIDENTS AGAINST THE EFFECTS OF CLIMATE CHANGE ON THE AVAILABILITY AND AFFORDABILITY OF INSURANCE.

Summary

The resolution asks Hawaii’s Insurance Division and the Attorney General to form a working group that will examine how climate change is affecting the availability and cost of insurance. The group will assess residents’ exposure to extreme weather, identify existing recovery mechanisms, and explore legal avenues to seek compensation from parties responsible for climate damages. Its findings must be reported to the Senate and House commerce committees before the 2027 regular session.

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