Georgia Dream Expansion and Housing Affordability Act of 2026; enact

Summary

The bill raises the amount of loan assistance available through the Georgia Dream program, giving eligible homebuyers up to $30,000 for down payments and $15,000 for closing costs. Loans are interest‑free, non‑amortizing, and are forgiven 10% each year, with any remaining balance erased after ten years of residence. It targets first‑generation homebuyers and qualified public‑service professionals, and raises income eligibility to 140% of area median income in high‑cost counties.

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