Insurance; timely claims processing in supplemental estimates for repairs under motor vehicle liability insurance policies; provide

Summary

The bill adds new rules that force auto insurers to acknowledge, inspect, and decide on supplemental damage estimates within set business‑day limits, and to provide written explanations for any denials or changes. It applies to insurers, repair shops, and anyone filing a claim after the original estimate, aiming to speed up payments and increase transparency. Violations would be treated as unfair claims settlement practices.

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