2026-22506·DEPARTMENT OF THE TREASURY

Guidance on Eligible Investments for Trump Accounts; Hearing

Proposed RuleProposed Rule

Published: Nov 4, 2026
Citation: 91 FR 69522
Docket: CC-00349938-26
Agencies: DEPARTMENT OF THE TREASURY, Internal Revenue Service

Notice of proposed rulemaking; notice of hearing.

Summary

The Treasury Department has issued a notice proposing new rules that spell out which investments a “Trump account” may hold before the account’s beneficiary turns 18. The guidance is meant to ensure that the money in these accounts is placed only in safe, low‑risk assets, protecting young beneficiaries from speculative or unsuitable investments. The rulemaking is being led by the Department of the Treasury and applies to anyone who holds a Trump account—a type of custodial account established under the federal “Trump” provisions. Parents, guardians, and other custodians who manage these accounts will need to follow the new investment limits once they take effect. The proposal was published in the Federal Register on August 21, 2026, and the notice of the proposed rule appeared again on November 4, 2026 (91 FR 69522). Interested parties have until January 3, 2027 to submit written comments. After the comment period closes, the Treasury will review the feedback and, if it adopts the changes, will issue a final rule that will become legally binding on the date specified in that final notice.

AI-generated summary — verify against the Federal Register text.

Official abstract

This document provides a notice of proposed rulemaking (CC- 00349938-26) published in the Federal Register on August 21, 2026. The proposed regulations provided guidance regarding eligible investments, which are the only assets in which the Trump account may be invested before the first day of the calendar year in which the account beneficiary attains 18.