Violations of Laws or Regulations

Published

Sep 1, 2026

Comments close

Oct 1, 2026

Citation

91 FR 56074

Docket

Docket ID OCC-2026-0529

Agencies

DEPARTMENT OF THE TREASURY, Office of the Comptroller of the Currency

Notice of proposed rulemaking.

Summary

The Office of the Comptroller of the Currency (OCC) is proposing to update the way it supervises banks and other institutions it oversees when they breach laws or regulations. The revision would clarify when the OCC issues a “Matter Requiring Attention” (MRA) – a formal notice that a problem needs to be fixed – and would establish a process for handling violations that do not result in an enforcement action or an MRA. The goal is to make the supervisory response more consistent, transparent, and proportionate to the seriousness of the issue. The rule is issued by the Department of the Treasury’s OCC and applies to all national banks, federal savings associations, and their federally‑chartered holding companies that fall under OCC supervision. By defining clearer standards for MRAs and alternative corrective pathways, the agency aims to promote better compliance while reducing unnecessary regulatory burdens. The notice was published in the Federal Register on September 1, 2026 (91 FR 56074). Interested parties have until October 1, 2026, to submit written comments. After the comment period, the OCC will review the feedback and, if warranted, issue a final rule that will set the new supervisory requirements into effect at a later date.

AI-generated summary — verify against the Federal Register text.

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