EnactedFiled Dec 31, 2025
Sponsor: Corporations, Elections and Political Subdivisions
Latest Action
Assigned Chapter Number 6
Feb 27, 2026
Summary
The Uniform Mortgage Modification Act sets statewide rules for how mortgage changes—like extending terms, lowering rates, or forgiving debt—affect the loan’s legal standing. It keeps the original mortgage’s priority intact and clarifies that most modifications are not treated as new loans. The law applies to any modification made on or after July 1, 2026.
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