Modifying priority of insurance coverage for drivers of certain vehicles provided by entities

Summary

The bill requires that a person’s personal auto insurance be the first source of coverage when they drive a vehicle loaned by a business that sells, repairs, leases, or services cars. The business’s insurance only pays after the driver’s limits are exhausted, unless the driver is an employee acting within their job, in which case the business’s policy is primary. This change aims to protect drivers and guests while clarifying who pays first in accidents.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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