Establish narrow, clearly bounded guaranteed-issue rights for Medicare Supplement policies in West Virginia.

Summary

The law gives people who already have a Medicare supplement plan a once‑per‑year chance to switch to another plan without medical underwriting, provided they have maintained continuous coverage for at least 24 months. It also creates a 63‑day guaranteed‑issue window for individuals who lose Medicaid eligibility. The measure seeks to improve access to supplemental coverage while limiting the obligations placed on insurers.

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