Relating to: insurer claims denial practices and auditing, creating the Office of the Public Intervenor, granting rule-making authority, and making an appropriation. (FE)

Summary

The bill establishes an Office of the Public Intervenor within the insurance commissioner’s office to assist individuals in appealing disability insurance claim denials. It forces insurers to give detailed reasons for any denial, disclose if artificial‑intelligence was used, and bans vague or misleading denial practices. Insurers would pay an assessment based on their disability‑insurance premium volume to fund the new office.

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