Enacting the uniform consumer debt default judgments act.
Effective date 1/1/2027.
Summary
The Uniform Consumer Debt Default Judgments Act sets new rules for lawsuits that seek a default judgment on consumer debts. It forces plaintiffs to include extensive debt information, attach proof of ownership, and give consumers a clear warning about the consequences of not responding. The goal is to protect consumers from surprise judgments and to make debt‑collection practices more transparent.
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