Health carriers; use of artificial intelligence, disclosures.

Summary

The bill forces Virginia health carriers to tell the State Corporation Commission how they use artificial intelligence in claim and coverage decisions and to inform members and providers when AI is involved in an adverse decision. It also adds fair‑business standards for processing claims, limits retroactive denials, and gives providers a clear right to appeal. The aim is to increase transparency and protect consumers from opaque automated decisions.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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