A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Financial Protection Circular 2022-07: Reasonable Investigation of Consumer Reporting Disputes".

Summary

The Senate joint resolution would disapprove the Consumer Financial Protection Bureau’s rule that withdrew the 2022 Circular on reasonable investigations of consumer reporting disputes, rendering that withdrawal ineffective. If adopted, the original rule would remain in force, affecting credit‑reporting practices and consumer protections. The measure has been read twice and referred to the Banking, Housing, and Urban Affairs Committee.

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