SJRES 144·Federal·senate
A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Fair Credit Reporting Act; Preemption of State Laws".
In CommitteeFiled Mar 25, 2026
Sponsor: Sen. Whitehouse, Sheldon [D-RI] (D)
Latest Action
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Mar 25, 2026
Summary
The Senate joint resolution disapproves the Bureau of Consumer Financial Protection’s rule on Fair Credit Reporting Act preemption of state laws, making the rule ineffective. By nullifying the rule, it stops the CFPB from overriding state consumer‑credit protections. This preserves states’ ability to enforce their own credit‑reporting regulations.
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