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S 4478·Federal·senate

Federal Worker Credit Protection Act of 2026

In CommitteeFiled Apr 30, 2026
Sponsor: Sen. Kelly, Mark [D-AZ] (D)
Latest Action

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Apr 30, 2026

Summary

The bill changes the Fair Credit Reporting Act so that any negative debt information about federal employees is not reported while the government is shut down. It applies to any employee whose agency loses funding for more than a day, and it requires credit bureaus to delete such data if the employee asks. The goal is to protect workers’ credit scores when they cannot be paid because of a lapse in appropriations.

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