In CommitteeFiled Mar 19, 2026
Sponsor: Sen. Coons, Christopher A. [D-DE] (D)
Latest Action
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Mar 19, 2026
Summary
The Ending Scam Credit Repair Act amends the existing Credit Repair Organizations Act to tighten rules on credit‑repair firms. It bans false or misleading statements, requires firms to wait at least 180 days and provide proof before charging fees, limits repeated disputes, and forces firms to give consumers copies of contracts, disclosures, and all communications. The changes aim to protect consumers from scams and improve oversight of the industry.
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