In CommitteeFiled Oct 15, 2026
Sponsor: Rep. Thanedar, Shri [D-MI-13] (D)
Latest Action
Referred to the House Committee on Financial Services.
Oct 15, 2026
Summary
The bill lets the Secretary of Housing and Urban Development insure loans for qualifying first‑time buyers whose household income is under 160 % of area median income and who complete HUD‑approved counseling. It caps loan size, interest rates and loan‑to‑value ratios, adds a modest insurance premium, and provides an income‑based interest‑rate subsidy. The goal is to make homeownership more affordable for moderate‑income families.
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