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HR 10821·Federal·house

To amend the Federal Deposit Insurance Act to make changes to the Standard Maximum Deposit Insurance Amount, and for other purposes.

In CommitteeFiled Oct 15, 2026
Sponsor: Rep. Gottheimer, Josh [D-NJ-5] (D)
Latest Action

Referred to the House Committee on Financial Services.

Oct 15, 2026

Summary

The bill would modify the amount of deposit insurance coverage guaranteed by the FDIC for each depositor. It affects anyone with a bank account that is insured by the FDIC, potentially altering the level of protection for their deposits. The change is intended to update the insurance limit to reflect current economic conditions.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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