Insurance, Health, Accident - As introduced, creates the "Regulate Artificial Intelligence (AI) In Health Care Act." - Amends TCA Title 8, Chapter 27; Title 56 and Title 71.
Assigned to General Subcommittee of Senate Commerce and Labor Committee
Summary
The bill defines artificial intelligence and requires that any health insurance issuer using AI for utilization review or management cannot deny, delay, or change coverage decisions unless a licensed physician or qualified health professional reviews the request. Violations are treated as unfair claims practices, allowing plaintiffs to sue for damages. The Department of Commerce and Insurance will issue implementing rules, and the law takes effect on July 1 2026.
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