Motor Vehicles - As enacted, prohibits the initial issuance of registration of a motor vehicle if the vehicle has not met the requirements of the Financial Responsibility Law of 1977, which provides insurance and financial responsibility requirements for motor vehicle operators; makes related changes. - Amends TCA Title 29; Title 55 and Title 56.

Summary

The bill stops the Department of Revenue or county clerks from issuing or renewing a vehicle registration until the owner shows valid insurance or a financial‑responsibility certificate that will stay in force for at least 30 days. It also increases the fines for uninsured drivers, redirects the money to local clerks, the Department of Safety, and a state uninsured‑motorist fund, and limits noneconomic damages for owners who were not insured at the time of an accident.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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