AN ACT RELATING TO INSURANCE -- MOTOR VEHICLE APPRAISAL PROVISION

Summary

The bill changes Rhode Island’s motor‑vehicle appraisal law so that when an insurer and claimant cannot agree on a loss amount, each must hire a disinterested licensed appraiser at their own cost. If the two appraisers cannot agree, they must select an umpire to decide, and the insurer must pay the claimant’s chosen appraiser (and the umpire if required) when directed. The law also imposes inspection timelines, cost‑sharing rules, and bans intimidation by insurers.

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