AN ACT RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES
Signed by Governor
Summary
The bill mandates that all individual and group health, hospital, and medical‑expense insurance policies issued or renewed in Rhode Island after Jan. 1, 2026 must cover mobile response and stabilization services for children and youth up to age 21 experiencing an acute mental‑health crisis. Insurers must pay providers at rates no lower than the state Medicaid rate starting Oct. 1, 2026. The law excludes limited‑benefit policies such as accident‑only or long‑term‑care plans.
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