AN ACT RELATING TO INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIES

Summary

The bill adds a new mandate that any individual or group health, hospital, or medical‑expense insurance policy issued or renewed on or after Jan. 1, 2026 must pay for mobile response and stabilization services for kids and young adults up to age 21 in an acute mental‑health crisis. Insurers must reimburse providers at rates at least equal to the state Medicaid rate after Oct. 1, 2026, and the rule does not apply to limited‑benefit policies such as accident‑only or disability plans.

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