AN ACT RELATING TO INSURANCE -- THE TRANSPARENCY AND ACCOUNTABILITY IN ARTIFICIAL INTELLIGENCE USE BY HEALTH INSURERS TO MANAGE COVERAGE AND CLAIMS ACT
Senate passed Sub A
Summary
The bill creates a new chapter in Rhode Island’s insurance law that forces health insurers to report how they use artificial intelligence for claim and coverage decisions, keep records for five years, and submit data to state regulators. Any AI‑generated medical benefit denial must be reviewed and approved by a licensed provider of the same type as the ordering clinician, or the denial is invalid. The goal is to increase transparency, accountability, and oversight of AI in health insurance.
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