Refer to Committee
Summary
The bill forces health insurers to file any new premium rates or periodic prepayments with the state superintendent of insurance, accompanied by an actuarial certification, before they can be used. It also limits copayments, deductibles and other cost‑sharing to amounts that are not a barrier to care, generally capping them at either the plan’s existing limit or 40 % of the insurer’s annual cost of providing services. Exemptions apply for Medicare, Medicaid, other federal programs, high‑deductible plans linked to HSAs and catastrophic‑only plans.
AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.
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