Relates to actions arising out of consumer debt

Summary

The bill adds a definition of "consumer debt" to New York law and changes how lawsuits over such debts are handled. It requires bilingual (English‑Spanish) summons, sets specific venue rules, adds filing fees, and limits the statute of limitations to three years. These changes aim to make debt collection actions clearer and more consumer‑friendly.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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