Relates to actions arising out of consumer debt

Summary

The bill creates a statutory definition of “consumer debt” and revises civil practice and court‑rule provisions so that collection actions must include bilingual notices, specific venue rules, extra filing fees, and detailed debt information. It also sets a three‑year statute of limitations, prevents that period from being revived by payments, and requires affidavits proving the chain of title for any debt that has been sold. The changes are intended to increase transparency and protect consumers, especially those who speak Spanish.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

Topics

Share