S 4943·NJ·senate
Prohibits use of lapse in automobile insurance coverage as rating factor in automobile insurance underwriting following death of policyholder.
Introduced
Sponsor: Bramnick, Jon M. (R)
Summary
The bill stops auto insurers in New Jersey from raising rates or denying coverage based on a lapse in the deceased driver’s insurance. It applies to all automobile insurance underwriting that occurs after the policyholder’s death, protecting surviving family members from penalty for a prior lapse.
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