A5494·NJ·house
Prohibits certain use of artificial intelligence in denying homeowner, automobile, and flood insurance claims.
IntroducedFiled Sep 10, 2026
Sponsor: Tully, Chris
Summary
The bill bars insurers from employing artificial‑intelligence systems when deciding to deny homeowner, auto, or flood insurance claims. It affects both insurance companies and their policyholders by restricting how claim decisions can be made. The goal is to ensure claim denials are not based on automated processes.
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