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A 5494·NJ·house

Prohibits certain use of artificial intelligence in denying homeowner, automobile, and flood insurance claims.

In CommitteeFiled Sep 14, 2026
Sponsor: Chris Tully (D)
Latest Action

Introduced, Referred to Assembly Science, Innovation and Technology Committee

Sep 14, 2026

Legislative status

  1. Introduced
  2. In Committee
  3. Reported by Committee
  4. Floor Vote Scheduled
  5. Passed One Chamber
  6. Passed Both Chambers
  7. Sent to Executive
  8. Signed into Law

Summary

The bill bars insurers from employing artificial‑intelligence systems when deciding to deny homeowner, auto, or flood insurance claims. It affects both insurance companies and their policyholders by restricting how claim decisions can be made. The goal is to ensure claim denials are not based on automated processes.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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Hearings

Sponsors

  • Chris Tully (D) · sponsor

Bill text

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