Mississippi Department of Insurance; establish comprehensive mitigation program for retrofitting insurable homes.

Summary

The Strengthen Mississippi Homes Act sets up a program in the state Department of Insurance that can give up to $10,000 to qualifying single‑family, primary residences for roof upgrades that meet the IBHS Fortified standard. It targets homes at risk from hurricanes, tornadoes, hail and other windstorms, and requires an IBHS inspection and certification before a grant is paid. Funding comes from legislative appropriations and other sources, with strict reporting and a cap on administrative costs.

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