Establishes provisions relating to insurance coverage for damages to property or motor vehicle due to firearm discharge incidents

Summary

The bill would make homeowners, renters and dwelling‑owners insurance policies include additional living‑expense coverage if a gun is fired and damages or renders the property uninhabitable. It also extends similar coverage to motor‑vehicle policies for damage or homicide caused by a firearm discharge. The aim is to help policyholders afford temporary housing and other necessary expenses while repairs are made.

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