Insurance: health insurers; coverage for the treatment of infertility; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406cc.

Summary

Beginning Jan 1 2027, every health insurance policy issued or renewed in Michigan must cover infertility services—including diagnostic care, treatment, fertility preservation, and embryo transfers—without cost‑sharing or discrimination. Insurers cannot add deductibles, waiting periods, or exclusions that apply only to infertility, and coverage applies whether donor gametes or a surrogate are used. The measure seeks to give all residents equal access to reproductive care.

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