Insurance: health insurers; coverage for the treatment of infertility; require. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406cc.

Summary

Beginning Jan. 1, 2027, any health insurance policy sold or renewed in Michigan must include coverage for infertility services, including diagnostics, treatment, preservation, and embryo transfers. The law bans discrimination, cost‑sharing differences, pre‑existing condition exclusions, and limits based on age or other protected characteristics. Insurers also cannot impose limits on medication coverage or require arbitrary caps.

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