HB 5478·MI·house
Insurance: health insurers; timeframe to retrieve payment; limit. Amends sec. 2006 of 1956 PA 218 (MCL 500.2006).
In CommitteeFiled Jan 27, 2026
Sponsor: Curt VanderWall (R)
Latest Action
bill electronically reproduced 01/27/2026
Jan 28, 2026
Summary
The bill sets strict timelines for insurers and health plans to pay covered claims and adds a 12% annual interest penalty for late payments. It also limits a health plan’s right to recover a payment to 90 days after it is made, unless fraud is proven. The changes affect insurers, health plans, health providers and third‑party claimants.
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