Financial Institutions - Digital Assets and Digital Asset Staking - Regulation (Maryland Financial Innovation Act of 2026)

Summary

The bill prevents Maryland state agencies and local governments from prohibiting or restricting anyone in the state from using digital assets as payment, holding them in self‑hosted or hardware wallets, running blockchain nodes, transferring assets, or participating in staking. It also clarifies that offering staking‑as‑a‑service is not considered the sale of a security, so it is not subject to Maryland securities filing requirements. The measure aims to foster innovation while preserving existing consumer‑protection and money‑transmission oversight.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

Hearings

• Economic Matters — Bill Hearing
  Economic Matters · Mar 10, 2026

History

1. Feb 18, 2026Hearing 3/10 at 1:00 p.m.
2. Feb 4, 2026First Reading Economic Matters

Sponsors

• Boafo · sponsor
• Amprey
• Qi

Bill text

Opens the legislature’s own copy.

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