Maryland Automobile Insurance Fund - Affordability Program and Industry Automobile Insurance Association Assessments

Legislative status

1. Introduced
2. In Committee
3. Reported by Committee
4. Floor Vote Scheduled
5. Passed One Chamber
6. Passed Both Chambers
7. Sent to Executive
8. Signed into Law

Summary

The bill requires the Maryland Automobile Insurance Fund to offer coverage at rates that are affordable for people who cannot obtain insurance from private association members. It gives the Fund’s Executive Director authority to design an affordability program and to set premiums based on points or claims history, even if that differs from standard rating rules. The measure also changes how the Industry Automobile Insurance Association calculates certain assessment caps.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

Hearings

• Judiciary — Bill Hearing
  Judiciary · Mar 5, 2026

History

1. May 26, 2026Approved by the Governor - Chapter 741
2. Apr 10, 2026Returned Passed
3. Apr 9, 2026Third Reading Passed
4. Apr 8, 2026Second Reading Passed
5. Apr 8, 2026Favorable Report by Finance
6. Apr 8, 2026Favorable Adopted
7. Mar 23, 2026Third Reading Passed
8. Mar 23, 2026Second Reading Passed with Amendments
9. Mar 23, 2026Referred Finance
10. Mar 23, 2026Motion Reconsider Second Reading (Delegate Taylor) Adopted
11. Mar 23, 2026Floor Amendment {
12. Mar 21, 2026Second Reading Passed with Amendments

The 12 most recent of 17 recorded actions.

Sponsors

• Taylor · sponsor
• Addison
• Amprey
• Boafo
• Conaway
• Fennell
• Harrison
• Lewis
• Moreno
• Phillips
• Ruff
• Simmons
• Smith
• Stinnett
• Toles
• Turner
• Wims
• Young

Bill text

Opens the legislature’s own copy.

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