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HB 469·MD·house

Condominiums - Mandatory Insurance Coverage

FailedFiled Jan 23, 2026
Sponsor: Holmes
Latest Action

Hearing (House)

Feb 12, 2026

Summary

The bill requires every owner of a residential‑only condominium unit in Maryland to maintain a unit‑owner insurance policy that meets detailed coverage limits. Owners must show proof of the policy each year or when asked, and the condo council can buy a policy for any owner who fails to do so, charging the cost as an assessment. The goal is to ensure consistent protection for personal property, liability, loss of use, and building repairs across all units.

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Hearings

History

  1. Hearing 2/12 at 1:00 p.m.
  2. First Reading Economic Matters

Sponsors

  • Holmes · sponsor

Bill text

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