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HB 1471·MD·house

Consumer Protection - Identity Theft Debt

FailedFiled Feb 13, 2026
Sponsor: Embry
Latest Action

Hearing 3/11 at 2:00 p.m. (House)

Mar 11, 2026

Summary

The bill lets a consumer send a certified‑mail notice, with supporting evidence, to a creditor claiming a debt is the result of identity theft. The creditor must halt collection, investigate within 30 days, and either permanently stop collection if the debt is confirmed as identity theft or notify the consumer of the findings. Consumers can then sue the creditor, demand a jury trial, and recover damages and attorney fees.

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Hearings

History

  1. Hearing canceled
  2. Hearing 3/11 at 2:00 p.m.
  3. Hearing 3/11 at 1:30 p.m.
  4. Hearing 3/11 at 1:00 p.m.
  5. First Reading Judiciary

Sponsors

  • Embry · sponsor

Bill text

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