Climate Change, Homeowner's Insurance, and Emergency Management - Study

Summary

The bill requires the University System of Maryland to research how climate change is affecting the availability and cost of homeowner's insurance and the state's emergency‑management readiness. The study, overseen by state officials and several agencies, must be delivered to the General Assembly by January 1 2027 with recommendations on incentives and possible insurance reforms. The goal is to help Maryland residents better protect their homes from extreme weather events.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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