Civil Actions - Coerced Debt - Debtor Protections

Summary

The bill lets a debtor tell a creditor in writing that a debt is “coerced” and request that collection stop while the claim is reviewed. After at least 30 days, the debtor can sue for a court declaration, injunction and removal of the debt from credit reports. It applies to individuals with such debts and to the creditors who seek to collect them.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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