Peer-to-Peer Car Sharing Programs - Insurance and Liability

Legislative status

1. Introduced
2. In Committee
3. Reported by Committee
4. Floor Vote Scheduled
5. Passed One Chamber
6. Passed Both Chambers
7. Sent to Executive
8. Signed into Law

Summary

The bill rewrites Maryland's insurance framework for peer‑to‑peer car‑sharing, making the program’s liability policy the primary coverage for drivers and only secondary when the vehicle is used as a replacement. It also stops the state insurance fund from being forced to cover non‑replacement rides and prevents insurers from denying personal policies just because a car is listed for sharing. The changes aim to give owners, drivers, and insurers clearer, more consistent protection.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

Hearings

• Judiciary — Bill Hearing
  Judiciary · Mar 5, 2026

History

1. Apr 14, 2026Approved by the Governor - Chapter 50
2. Apr 7, 2026Returned Passed
3. Apr 6, 2026Third Reading Passed
4. Mar 31, 2026Favorable Adopted Second Reading Passed
5. Mar 30, 2026Favorable Report by Finance
6. Mar 19, 2026Referred Finance
7. Mar 18, 2026Third Reading Passed
8. Mar 18, 2026Second Reading Passed with Amendments
9. Mar 18, 2026Favorable with Amendments Report by Judiciary
10. Mar 18, 2026Favorable with Amendments {
11. Feb 16, 2026Hearing 3/05 at 1:00 p.m.
12. Feb 11, 2026First Reading Judiciary

Sponsors

• Rogers · sponsor
• Moreno
• Phillips
• Williams

Bill text

Opens the legislature’s own copy.

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Topics

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