Peer-to-Peer Car Sharing Programs - Insurance and Liability

Summary

The bill rewrites Maryland’s auto‑insurance rules for peer‑to‑peer car‑sharing. It makes the program’s insurance primary, removes the state insurance fund’s duty to cover drivers of non‑replacement shared cars, and lets the platform assume owner liability and bill drivers for tolls, fees or fines. The changes impact vehicle owners, shared‑vehicle drivers, insurers and the sharing platforms.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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