Public Law 86
Summary
The bill requires insurers and other parties to report suspected insurance fraud to the state Department of Insurance or the National Insurance Crime Bureau and shields good‑faith reporters from liability. It establishes a fee schedule for access to the all‑payer claims database, changes what triggers a “material change” notice, and sets new non‑renewal notice periods for auto (30 days) and residential (60 days) policies. The measure also gives the commissioner emergency powers over farm‑mutual mergers, clarifies umbrella policy treatment, and adds consumer protections for condominium owners and Medicare supplement applicants.
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