INS-RENTAL VEHICLE COVERAGE

Summary

The bill adds a new section to the Illinois Insurance Code that obligates insurers to provide a comparable vehicle to policyholders who have elected rental‑vehicle or loss‑of‑use coverage, regardless of why the vehicle is unavailable. Insurers must also disclose coverage options, limits, and costs at the time of application and before each policy renewal. The change aims to protect drivers from being left without transportation after a crash or maintenance issue.

AI-generated summary — may be incomplete or inaccurate. Verify against the official bill text.

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